home buying

Why a Low Down Payment is Less Risky When it comes to buying a home, one of the first questions that pops up is how much you should put down for a down payment. For many, the idea of saving up for a large down payment—often 20%—feels like a smart move. After all, a larger down payment is often seen as a way to reduce monthly mortgage payments and show financial responsibility. However, in many...

The Ups and Downs of Real Estate No two real estate transactions are the same, each met with its own set of challenges, wins, learnings and celebrations. The roller coaster of highs and lows was apparent in my latest transaction, ultimately leading to a successful close, and a wonderful new property for my friends and first time home buyers.But how did we get an offer accepted within 4 hours and...

Rates Drop to the Lowest Level Since Early 2023 Mortgage rates are dropping, and if you're considering buying a home, now is the time to act. Lower rates can save you thousands of dollars over the life of your loan, increase your buying power, and make homeownership more affordable than ever. Here's what you need to know to take advantage of the dip in mortgage rates.  Lock in Your Rate...

Growing Number of ADUs in San Diego San Diego is becoming a hotspot for a growing trend in housing: Accessory Dwelling Units (ADUs). These secondary homes are emerging as a viable solution to address some of our city's housing challenges. Let’s explore why ADUs are not just a trend, but a transformative development in San Diego’s real estate landscape. What are Accessory Dwelling Units...

Introduction In First-Time Homebuyer’s Guide (Part One) we covered key elements such as deciding to buy, finding your agent and securing financing. In part two, we will explore three more components of the first-time homebuying experience so you can embark on it with ease and confidence. Each magnificent tip below is brought to you courtesy of Your First Home (Second...

Introduction As shared in the second edition of Your First Home, written by Gary Keller and Jay Papasan: “Buying a home is a big decision – particularly your first home – but it is one of the best choices anyone can make. It’s a place that is entirely your own. Something you can paint, renovate, and live a full life in. Secondly, the reality is that homes are an incredible way to...